At Mondial we interpret “Wealth Management” to mean the on-going review and assessment of investors ASSET ALLOCATION. Many investors will seek Financial Planning advice as a “first step” within the financial management relationship process.

However, once a plan is in place, and once investment products are selected the next priority is to ensure that the asset allocation is matched to the client/investors performance expectations. Here the industry adage “one glove doesn’t fit all” is apparent as no two clients share the same needs.

Factors that may affect asset allocation decision making include, but are not limited to:

• Client Age and the term left to maturity of the investment.
• The “reason why” the investment was taken out in the first place.
• The investors base currency.
• The investor’s attitude-to-risk/tolerance-to-loss and whether or not this has changed.
• Asset allocation performance. Should the risk be re-adjusted?
  Should gains be taken, or more money invested?

Ultimately, this is an art and not a science. The service we provide at Mondial is therefore critical in terms of the level of investor support we can provide. The current Mondial service is provided at three different levels as follows:

• Level One: No service.
• Level Two: Helicon Service.
• Level Three: Helicon Plus